Workers' Compensation

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Facts - Books - News    U.S. Facts Of Law:

Workers' Compensation

Workers' compensation laws protect employees who are injured on the job.  In cases where workers are killed on the job worker's compensation may provide benefits to the worker's widow and dependents depending upon the jurisdiction.

Prior to the creation of workers' compensation laws, workers injured on the job were required to sue their employer and prove malice or negligence in order to receive compensation.  Usually compensation awarded by the courts in successful cases did not cover the full losses to the worker.

Workers' compensation laws were created as a result of the costs involved with litigating worker injury claims and harm a protracted loss of income combined with medical costs was having on injured workers.  The first workers' compensation law as passed in Maryland in 1902 and followed by many other states.  Today nearly all employees in the U.S. who are injured on the job are provided with medical care for the injury and in some cases compensation for resulting disabilities.

Nearly all employers must carry workers' compensation insurance by law.  Some states have created uninsured employer funds to pay injured workers claims whose employers have illegally failed to provide workers' compensation insurance.  Companies may purchase insurance through various insurance companies.  There are severe penalties for companies who fail to provide lawfully required workers' compensation insurance.

In most states it is illegal to discriminate against an employee or job applicant on the basis of his or her worker's compensation claim history.  It is also illegal for an employee to falsely file a claim.  Some employers have even hired investigators to determine if claims are legitimate and to video tape claimants who obviously have filed false claims.

Some employers routinely contest employee workers' compensation claims.  A seriously injured worker who's claim is being contested is well advised to consult with an attorney who specializes in defending such claims.  Most states limit the amount of fees an attorney may charge in worker's compensation claim cases and limit fees to a percentage of proceeds recovered.

 

Workers' Compensation Best Sellers from Amazon.com

Ultimate Guide to Workers' Compensation Insurance (Entrepreneur Magazine's Ul...
by Edward J. Priz
Amazon Price: $16.47
Customer Review: Comprehensive and to the point, this is an excellent resource if you need to learn about NY Workers Compensation in a hurry.

A Physician's Guide To Return To Work
Amazon Price: $50.30
Customer Review: This book is written by physicians for physicians to give some guidance about work restrictions/limitations and uses common sense, art as well as the science in work-related injuires and illnesses. At the same the authors helps to translate and make...

Workers' Compensation Practice for Paralegals
by Lynnette Devenny, J. Griffin Morgan
Amazon Price: $27.00

Construction Insurance, Bonding, and Risk Management
by William J. Palmer, James M. Maloney, John L. Heffron
Amazon Price: $72.20
Customer Review: I founding this book most informative and would reccommend it to any person within my sphere of bussines.

California Workers' Comp: How to Take Charge When You're Injured on the Job
by Christopher A. Ball, Bethany K. Laurence
Amazon Price: $23.09


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Workers' Compensation News

MJM Assists Everest National In Conviction On Workers Compensation Fraud Case...
RALEIGH, N.C., May 16, 2008 MJM, Inc., the global leader in insurance fraud mitigation and claims investigative services, working in conjunction with Everest National Insurance Company, successfully aided in the arrest and conviction of a California man for fraudulent workers compensation insurance claims.

DIR Launches Enforcement Program To Target Employers Who Fail To Carry Worker...
The California Department of Industrial Relations DIR today launched the Insurance Coverage Program, an enforcement program designed to identify and target employers who fail to carry workers compensation insurance. DIR Director John C. Duncan announced the new program today at Northern CA Workers Comp Forum in Monterey.

DIR Launches Enforcement Program To Target Employers Who Fail To Carry Worker...
SAN FRANCISCO The California Department of Industrial Relations today launched the Insurance Coverage Program, an enforcement program designed to identify and target employers who fail to carry workers compensation insurance.

Pentagon Workers Comp Plan Blasted CNN.com
The chairman of a House panel says a Pentagon workers compensation program for civilian employees in Iraq and Afghanistan is a flagrant abuse of taxpayer dollars.

Compensation For Orissa Electrocution Deaths Lead New Kerala
Bhubaneswar, May 17: The Orissa government Saturday announced a compensation of Rs.155,000 each for the families of the seven people who were electrocuted in Dhenkanal district late Friday night, an official said.

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