Workers' Compensation

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Workers' Compensation

Workers' Compensation is an insurance that employers are required to maintain to protect employees that are injured at work.  Worker's compensation pays for medical care, lost wages and death benefits to workers injured on the job or to their families in the event of a worker's death from an on the job injury.

Worker's compensation laws are administered by the individual States under the guidelines of federal law.  Almost all workers in the United States are covered under workers' compensation insurance.

Workers' compensation insurance was created to help workers and employers deal with injuries on the job.  Prior to workers' comp injured employees in most cases had to sue the employer to attempt to recover medical costs and lost wages.  Even in successful cases, workers seldom recovered their full losses.

Workers' compensation laws moved the compensation of injured workers out of the court room.  The huge costs of litigation were saved by both workers and employers and both gained more peace of mind.  Most States also have a fund to cover workers whose employer failed to maintain the required workers' compensation insurance.  Penalties for such employers are very stiff.

Employers are not allowed to discriminate against employees or job applicants because of a history of filing worker's compensation claims.  Some employers contest most worker's comp claims.  Others use investigators to determine if claims are legitimate.  Workers with serious injuries who have their claim contested should seek legal help to defend their workers' compensation claim.

 

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NCCI: Healthcare Costs, Uncertainty Top 2018 Challenges For Workersapos Comp ...
NCCI: Healthcare Costs, Uncertainty Top 2018 Challenges for Workers39 Comp Claims Journal For the fourth year in a row, carrier executives identified the U.S healthcare environment as their top concern for 2018, according to a just released National Council on Compensation Insurance NCCI survey od carrier executives. The annual Carrier

Alberta Workersapos Compensation: A Refocus Lexology
Alberta workers39 compensation: a refocus Lexology The year 2017 saw many developments in the labour and employment fields in Canada. One such development concerned the Alberta Workers39 Compensation Board WCB, one of several public agencies across Canada established to administer an insurance plan

Editorial: Balancing The Playing Field For Workersapos Compensation Tampabay...
Tampabay.com Editorial: Balancing the playing field for workers39 compensation Tampabay.com For the longest time, injured workers in Florida were basically at the mercy of the whims of employers to treat them fairly. A 2003 law aimed at reducing the cost of workers39 compensation coverage fo. and more raquo

Former California Hospital Owner Sentenced In 600M Workersapos Comp Scheme I...
Insurance Journal Former California Hospital Owner Sentenced in 600M Workers39 Comp Scheme Insurance Journal He exploited a now repealed California law that permitted hospitals to pass the full cost of medical devices implanted in spinal surgeries to workers compensation insurers, prosecutors said. A former state senator, Ronald Calderon, is serving a federal

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Facts of Law covering workers compensation law

Facts of Law - Workers Compensation