Workers' Compensation is an insurance that employers are required to maintain to protect employees that are injured at work.  Worker's compensation pays for medical care, lost wages and death benefits to workers injured on the job or to their families in the event of a worker's death from an on the job injury.

Worker's compensation laws are administered by the individual States under the guidelines of federal law.  Almost all workers in the United States are covered under workers' compensation insurance.

Workers' compensation insurance was created to help workers and employers deal with injuries on the job.  Prior to workers' comp injured employees in most cases had to sue the employer to attempt to recover medical costs and lost wages.  Even in successful cases, workers seldom recovered their full losses.

Workers' compensation laws moved the compensation of injured workers out of the court room.  The huge costs of litigation were saved by both workers and employers and both gained more peace of mind.  Most States also have a fund to cover workers whose employer failed to maintain the required workers' compensation insurance.  Penalties for such employers are very stiff.

Employers are not allowed to discriminate against employees or job applicants because of a history of filing worker's compensation claims.  Some employers contest most worker's comp claims.  Others use investigators to determine if claims are legitimate.  Workers with serious injuries who have their claim contested should seek legal help to defend their workers' compensation claim.

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Workers' Compensation News
GN News

• Workers Comp Covers Temporary Worker: Court Business Insurance
Workers comp covers temporary worker: CourtBusiness InsuranceAUSTIN, TexasA temporary employee who died on the job can39t be excluded from an employer39s workers compensation policy, the Texas Supreme Court ruled in reversing a 2.7 million liability judgment for the worker39s family. In a unanimous decision,
• Court Okays Facebook Party Photos In Workers Comp Claim ABC News Blog
ABC News blogCourt Okays Facebook Party Photos in Workers Comp ClaimABC News blogAn appeals court has ruled that photos on Facebook and Myspace of a man drinking and partying can be used as evidence to deny him further workers compensation claims. At the center of the suit is Zackery Clement, who suffered a hernia March 12, Facebook pics lead to worker39s comp denialmsnbc.comFair Facebook photos used in workers comp claimABC15.com KNXV TVall 3 news articles raquo
• Calif. Pulls Builderaposs License After Worker Killed Fox News
1590 KLIV Silicon Valley NewsCalif. pulls builder39s license after worker killedFox NewsThe Contractors State License Board said Friday that it suspended the general building contractor license of US Sino Investment Inc. because the company had failed to comply with state workers39 compensation insurance laws.Contractor39s License Suspended After Carpenter Dies in MilpitasNBC Bay AreaMilpitas: State suspends license of contractor in fatal trench collapseSan Jose Mercury Newsall 205 news articles raquo
• Injured Workers Concerned About Breach VOCM
VOCMInjured Workers Concerned about BreachVOCMThe Newfoundland and Labrador Injured Workers Association is concerned about what is going on behind the scenes at Workers Compensation. A recent report brought to light that an employee accessed the records of twelve injured workers without a Many Pennsylvania Employers to Benefit from Lower Workers39 Compensation CostsInsurance News Net press releaseall 2 news articles raquo
• NFL Workersapos Comp Fight Could Cost Hundreds Of Millions Cincinnati.com
NFL Workers39 Comp fight could cost hundreds of millionsCincinnati.comCincinnati Enquirer/Michael E. Keating mek Here is a list of 37 of the 54 former Cincinnati Bengals being sued by the team for seeking Workers39 Compensation benefits in California after singing contracts stipulating they would seek those benefits in